Online Banking

Privacy Policy

(Rev. 12/2010)

FACTSWhat does Big Bend Banks N.A. do with your personal information?

FACTS


Why?

What does Big Bend Banks N.A. do with your personal information?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

FACTS


What?

What does Big Bend Banks N.A. do with your personal information?


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Income
  • Account Balances and Payment History
  • Credit History and Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

FACTS


How?

What does Big Bend Banks N.A. do with your personal information?


All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Big Bend Banks N.A. chooses to share; and whether you can limit this sharing.
Reasons we can share your personal infoDoes Big Bend Banks N.A. Share?Can you limit this sharing?

Reasons we can share your personal info


For our everyday business purposes:
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does Big Bend Banks N.A. Share?


Yes

Can you limit this sharing?


No

Reasons we can share your personal info


For our marketing purposes:
to offer our products and services to you

Does Big Bend Banks N.A. Share?


No

Can you limit this sharing?


We Don't Share

Reasons we can share your personal info


For joint marketing with other financial companies:

Does Big Bend Banks N.A. Share?


No

Can you limit this sharing?


We Don't Share

Reasons we can share your personal info


For our affiliates' everyday business purposes:
information about your transactions and experiences

Does Big Bend Banks N.A. Share?


No

Can you limit this sharing?


We Don't Share

Reasons we can share your personal info


For our affiliates' everyday business purposes:
information about your creditworthiness

Does Big Bend Banks N.A. Share?


No

Can you limit this sharing?


We Don't Share

Reasons we can share your personal info


For non-affiliates to market to you:

Does Big Bend Banks N.A. Share?


No

Can you limit this sharing?


We Don't Share

Reasons we can share your personal info


Questions?

Does Big Bend Banks N.A. Share?


Call (877) 729-4344 or visit www.marfanb.com or www.bigbendbanks.com or www.firstpresidio.com

Can you limit this sharing?


What we do

What we do


How does Big Bend Banks N.A. protect my personal information?


To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

What we do


How does Big Bend Banks N.A. collect my personal information?


We collect your personal information, for example, when you:

  • Open an account or Apply for a loan
  • Pay your bills or Use your credit or debit card
  • Deposit money into your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

What we do


Why can't I limit all sharing?


Federal law gives you the right to limit only:

  • Sharing for affiliates' everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions

Definitions


Affiliates


Companies related by common ownership or control. They can be financial and non financial companies.
  • Big Bend Banks N.A. has no affiliates.

Definitions


Non Affiliates


Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Big Bend Banks N.A. does not share with non-affiliates so they can market to you.

Definitions


Joint Marketing


A formal agreement between non affiliated financial companies that together market financial products or services to you.
  • Big Bend Banks N.A. does not jointly market.