Privacy Policy Big Bend Banks

FACTS	What does Big Bend Banks N.A. do with your personal information?
FACTS Why?	What does Big Bend Banks N.A. do with your personal information? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
FACTS What?	What does Big Bend Banks N.A. do with your personal information? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number Income Account Balances Payment History Credit History Credit Scores When you are no longer our customer, we continue to share your information as described in this notice.
FACTS How?	What does Big Bend Banks N.A. do with your personal information? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Big Bend Banks N.A. chooses to share; and whether you can limit this sharing.

FACTS

What does Big Bend Banks N.A. do with your personal information?

FACTS

Why?

What does Big Bend Banks N.A. do with your personal information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

FACTS

What?

What does Big Bend Banks N.A. do with your personal information?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security Number
Income
Account Balances
Payment History
Credit History
Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

FACTS

How?

What does Big Bend Banks N.A. do with your personal information?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Big Bend Banks N.A. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal info	Does Big Bend Banks N.A. Share?	Can you limit this sharing?
Reasons we can share your personal info For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Does Big Bend Banks N.A. Share? Yes	Can you limit this sharing? No
Reasons we can share your personal info For our marketing purposes: to offer our products and services to you	Does Big Bend Banks N.A. Share? No	Can you limit this sharing? We Don't Share
Reasons we can share your personal info For joint marketing with other financial companies:	Does Big Bend Banks N.A. Share? No	Can you limit this sharing? We Don't Share
Reasons we can share your personal info For our affiliates' everyday business purposes: information about your transactions and experiences	Does Big Bend Banks N.A. Share? No	Can you limit this sharing? We Don't Share
Reasons we can share your personal info For our affiliates' everyday business purposes: information about your creditworthiness	Does Big Bend Banks N.A. Share? No	Can you limit this sharing? We Don't Share
Reasons we can share your personal info For non-affiliates to market to you:	Does Big Bend Banks N.A. Share? No	Can you limit this sharing? We Don't Share
Reasons we can share your personal info Questions?	Does Big Bend Banks N.A. Share? Call (432) 729-4344 or go to www.bigbendbanks.com	Can you limit this sharing?

Who We Are
Who We Are Who is providing this notice?	Big Bend Banks, N.A. means the following institutions: The Marfa National Bank and the 1st Presidio Bank.

What We Do
What We Do How does Big Bend Banks N.A. protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
What We Do How does Big Bend Banks N.A. collect my personal information?	We collect your personal information, for example, when you: Open an account Apply for a loan Use your debit card Deposit money Make deposits or withdrawals from your account We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
What We Do Why can't I limit all sharing?	Federal law gives you the right to limit only: Sharing for affiliates' everyday business purposes-information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

What We Do

How does Big Bend Banks N.A. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

What We Do

How does Big Bend Banks N.A. collect my personal information?

We collect your personal information, for example, when you:

Open an account
Apply for a loan
Use your debit card
Deposit money
Make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

What We Do

Why can't I limit all sharing?

Federal law gives you the right to limit only:

Sharing for affiliates' everyday business purposes-information about your creditworthiness
Affiliates from using your information to market to you
Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Definitions Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Big Bend Banks N.A. has no affiliates.
Definitions Nonaffiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. Big Bend Banks N.A. does not share with non-affiliates so they can market to you.
Definitions Joint Marketing	A formal agreement between non affiliated financial companies that together market financial products or services to you. Big Bend Banks N.A. does not jointly market.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

Big Bend Banks N.A. has no affiliates.

Definitions

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

Big Bend Banks N.A. does not share with non-affiliates so they can market to you.

Definitions

Joint Marketing

A formal agreement between non affiliated financial companies that together market financial products or services to you.

Big Bend Banks N.A. does not jointly market.

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